Small Business Trade Finance

Small Business Trade Finance bridges the funding gap between purchasing goods and the final sale to your customer.

With considerable experience in the Trade Finance industry, and links with most of the sales ledger finance providers in the UK, Sterling Capital reserve are able to find the right facilities for our clients.
Choosing the right facility and the right factor for your business can be a daunting and time consuming task.

Small Business Trade Finance bridges the funding gap between purchasing goods and the final sale to your customer. There are effectively two types of Small Business trade finance – Purchase Finance and Letters of Credit.

Small Business Purchase Finance

This is short term funding against a confirmed customer order. It is usually available for:

Importers / traders looking to source and supply goods within a short time period
Finished, identifiable goods which are non perishable
Businesses with experience in their trade
Predominantly for goods with high gross profit margins

Advantages of this funding are:

100% finance (plus duty and VAT) can be provided
The Small Business trade financier relies on the strength of the transaction for security
It doesn’t affect existing funding lines

Small Business Letters of Credit

Letters of Credit are used to guarantee payment to the supplier in order to obtain the release of goods. They are available to importers and wholesalers that satisfy the following criteria:

Where there is a written purchase order for the goods
The purchaser can be underwritten, or credit insurance is available
Finished, identifiable goods which are non perishable
Businesses with experience in their trade
Predominantly for goods with high gross profit margins

Advantages of this funding are:

The forward order book can be turned into cash, rather than miss an opportunity
100% finance (plus duty and VAT) can be provided
The trade financier relies on the strength of the transaction, the order and the quality of the ultimate purchaser
The letters of credit do not affect existing funding lines

Enquire Online

Use our Online Enquiry Form on the right hand side of this page or Contact Us on 0800 0735353 and let our professional team find you a competitive Small Business Trade Finance Deal.

Further Small Business services offered by Sales Ledger Finance:
Sterling Capital Reserve are specialists in all forms of Small Business Factoring for helping with Small Business Invoice finance and Small Business Invoice Sales Ledger Finance. This service is split into Small Business Receivable Factoring, Small Business Account Receivable Factoring, Small Business Confidential Factoring and Small Business Debt Factoring.
Sales Ledger Finance also covers Small Business Sales Ledger Finance, Small Business Invoice Discounting, Small Business Receivable Finance and Small Business Invoice Factoring. If dealing with the trade then Sterling offer Small Business Trade Finance

Sterling Capital Reserve also offers associated commercial and business products: Commercial Asset Finance and Commercial Mortgages

Enquire Online

Use our Online Enquiry Form on the right hand side of this page or Contact Us on 0800 0735353 and let our professional team find you a competitive UK Factoring or Invoice Discounting Deal.